Your general ledger, built from the bank — not from the books.
Every entry is posted straight from cleared bank and credit-card transactions as balanced
double-entry. The only AI is categorization; the accounting is deterministic — so the ledger
proves itself, and it tells you exactly where its own foundation is weak before you forecast on it.
The ledger scores its own cleanliness and shows every weak spot up front. This is the part a forecast lives or dies on.
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Cleanliness score — how much of the ledger is classified, balanced and reconciled.
Reconciled to the bank
Your books, in plain English
Read your books like a memo, not a trial balance
The ledger narrates itself. Every sentence is generated from the numbers by deterministic templating — it cannot say a figure that isn’t in the ledger.
Forecast drivers
What actually drives your cash
Detected from cadence and amount stability — no AI, no guessing. Recurring streams are safe to project as run-rate. One-offs are quarantined from the trend so a $135K spike never becomes a fake monthly forecast.
Recurring — safe to project
One-offs — kept out of the run-rate
The review queue
The 3 things only you can answer
The AI auto-books everything it’s sure of. What’s left is the handful it won’t guess — quarantined in Suspense, out of the P&L, until you decide. Accept its best guess in one click or overrule it; either way it learns the rule so it never asks again.
Parked in Suspense: — across — transactions — $0.00 classified so far. Accept an AI guess or pick a category — it moves out of Suspense into the P&L, and we learn the rule.
Auto-booked, flagged for you
AI estimates — confirm or fix
These are in your P&L already (so your books are complete), but the AI wasn’t fully sure. Confirm the ones it got right or correct the rest — one tap, and it learns. Your CFO can stand behind every number.
— estimates · 0 resolvedConfirm keeps the AI’s pick; correcting swaps it — both teach a rule.
Financial statements
Real statements, generated from the ledger
Income statement, balance sheet and trial balance — all derived from the same journal, all tying back to the bank.
The honest answers
Every hard part, handled honestly
The objections finance people raise about tools like this — and how this ledger answers each, including where it keeps a human in the loop.
QuickBooks trusts whoever did the data entry.
Its ledger is only as good as the invoices and bills someone remembered to enter. This is built from what the bank actually cleared — and it scores its own cleanliness and quarantines what it can’t prove, so it tells you when it’s wrong instead of staying silent.
It’s not either/or.
Keep QuickBooks for invoicing and tax. Export this journal straight into it — and use the bank-truth ledger as the independent check that your books, and every forecast on top of them, can be trusted.
The ledger itselfView the full double-entry journal — every dollar traceable to a bank line →
This is your books — built from your bank, every morning.
Connect your bank and cards in two minutes. TreasuryFlow posts your ledger straight from
cleared transactions, reconciles it to the penny, and shows you exactly where it needs a
human — no chart-of-accounts setup, no month-end scramble.